Loss Executives Association

Carriers See Higher Claims Severity Amid Medical, Social Inflation and Growth in AI‑Generated Fraud

March 2, 2026

Carriers across North America are reporting higher claims complexity and rising costs as medical inflation, litigation behavior and emerging AI‑enabled fraud reshape the claims environment, a new report shows. According to Gallagher Bassett’s 2026 Carrier Report, 64% of North American …

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